Avoid paying more than you should.

Some financial firms in Ireland can make it difficult to work out precisely what you are paying for when it comes to your financial management fees.

We want to keep things simple

Are there hidden costs you are unaware of?

Do you know the difference between an annual management charge (AMC) and an ongoing charges figure (OCF)?

If you’re unsure of the answers to these questions, you may end up paying unnecessary fees over your lifetime. This can have a huge impact on your retirement and your family’s wealth over time.

The importance of our fairer fee model

As one of Ireland’s only fee-only financial advice firms, we adopt a fairer fee model. After all, our core focus is on our relationship with our clients – not with their wealth.

To ensure you’re not paying over the odds, we deduct expensive excess costs such as:

  • Up-front commission
  • Early encashment charges
  • Bid-offer spread
  • Allocation rates
  • Performance fees

Our fees

We believe in total transparency when it comes to our clients and our fees. In fact, this is what we pride ourselves on. To ensure we achieve this, our fee breakdown is straightforward and accessible.

We provide:

  • A complete financial plan at a cost of €1,500 +VAT
  • Ongoing advice at a charge of 0.5%
  • Total ongoing charge (OCF) of our investment portfolios (including our remuneration, investment platform charges, and investment fund charges) of 1.02%. The typical cost of a pension in Ireland is 2%.
  • Fixed advisory fees on portfolios over €1.5 million
Review our fees

Our fairer fees allow you to focus on what matters most, safe in the knowledge that your retirement lifestyle won’t be impacted by excess and unnecessary charges.

A second opinion over a cup of coffee?

Get in touch today to get a clearer picture of your personal finances, explained in plain English. We’ll make sure you are getting value for money, without compromising on the service.